One of the most important questions you can ask your potential contractor is if he and his workers are licensed and insured. It is of critical importance that you only work with contractors who answer in the affirmative–and have the documentation to back it up. The reason why is that any job that is done on your property in which an accident occurs, the owner of the property is liable, barring insurance held by the company doing the work that goes above and beyond your homeowner’s insurance.
The last thing you want is to be responsible for a major accident on your property. It can ruin your entire family for decades. Imagine a tragedy of someone falling off of your roof and having a life-threatening injury in which no one else has insurance, perhaps including you. The family will almost certainly sue the property owner, and now you and your family are at risk of losing everything that you have worked so hard to create.
The peace of mind that comes from working with professionals who are licensed and insured is inestimable. Truthfully, it’s the difference between fitful nights of tossing and turning in your bed to resting peacefully knowing that everything is being handled. This peace or agony is increased by the quality of the roofing contractor. If you make a good choice in your hiring of a contractor, your job can be a pleasure. Before you know it, the job is done and you have a brand new roof on your house that is in the envy of the entire neighborhood; however, turn the situation around and you have a horrible experience that you feel like you’ll never get out of.
Also, when you find out a company hires only professionals that are licensed and insured, it gives them a level of credibility that other companies lack. It can be used as a litmus test of sorts to make sure that it’s the kind of company or contractor with which it makes sense to do business. You have the right to know whether or not you are carrying liability, and never just take the contractor’s word for it.
Many roofing contractors will lie in order to get a deal. You have to call people on their bluff, sometimes, and if they get mad, then you also have new information that can help you decide if you really want to work with such a person or not. Contractors worth their salt will want you to be protected. They will spend the time it takes to make sure your questions are all answered, and they won’t rush you into hiring them for a job. We recommend that you go with experience each and every time. If a local roofing contractor has a reputation to protect, they will usually do a much better job than a no name company that is just trying to get more jobs.